Mazaoverse·
Instrument library
Conventional

Bank Loan

Traditional senior debt from a commercial bank, usually collateralised.

How it works
Fixed or floating rate, 1–7 year tenor, secured against assets or guarantees.
Best for

Established businesses with audited financials and collateral.

established
collateral
audited

Related in Conventional

Trade Credit
Supplier-extended credit on goods purchased, typically 30–90 days.
Angel Equity
Individual investor capital in exchange for equity, typically at the earliest stages.
VC Equity
Institutional venture capital in exchange for preferred equity.