How it works
The anchor buyer (e.g. Aga Khan, Gertrude's) signs a confirmation of intent. Investor extends a facility sized to the contract value, repaid as the buyer pays the SME.
Best for
Suppliers with locked-in institutional buyers but a thin balance sheet.
offtake contract
anchor buyer
working capital
thin balance sheet
Related in Trade & supply chain
Tokenized Trade Receivables
Confirmed invoices from creditworthy buyers are packaged and sold to investors at a discount. Investor earns the spread when the buyer pays.
Inventory Consignment
Investor funds inventory upfront and retains ownership until it sells. Business sells on consignment and shares proceeds.
Seasonal Advances
Short-term capital deployed ahead of a predictable revenue peak (harvest, holiday, back-to-school) and repaid from the seasonal cash flow.